On-Chain Credit Scores vs FICO: Why Paying Off Debt Boosts Web3 Reputation Not Lowers It On-Chain Credit Scoring Web3 Identity & Reputation Systems On-Chain Credit Scores vs FICO: Why Paying Off Debt Boosts Web3 Reputation Not Lowers It Elena Watkins January 30, 2026 Picture this: you’ve scrimped, saved, and finally paid off a hefty credit card balance, only to check... Read More Read more about On-Chain Credit Scores vs FICO: Why Paying Off Debt Boosts Web3 Reputation Not Lowers It
