How Shadow Credit Bureaus Threaten True Decentralization in Web3 On-Chain Credit Scoring Web3 Identity & Reputation Systems How Shadow Credit Bureaus Threaten True Decentralization in Web3 Brian Colby October 25, 2025 As Bitcoin holds firmly at $111,327.00, the decentralized finance (DeFi) landscape is experiencing unprecedented growth and scrutiny.... Read More Read more about How Shadow Credit Bureaus Threaten True Decentralization in Web3